Our mobile app facilitates and rewards peer lending in financially excluded communities, collects and aggregates community finance data, and partners with financial institutions to use community finance data for underwriting mainstream credit products.
Invite your friends, family, and co-workers to lend and borrow with one another without fees or interest.
Establish a credit report that reflects your character.
Share your credit report with financial institution to borrow at lower costs.
Low-income communities engage in community finance, showing their credit reliability every day. The mainstream credit system has no visibility into this. We’re on a mission to change that!
people in the U.S. are credit invisible
extracted by payday lenders annually
of low to moderate income people engage in community finance
With community finance data, we can expand access to high-quality, wealth-building products for 108 million people in the United States.
News, research, and product updates
